Blackfriars specialises in the arrangement of motor trade insurance for a full range of motor trade occupations and activities in the United Kingdom.
As specialists in the motor trade insurance business, we offer a fast and cost-effective quote and cover service the motor traders insurance. The motor trade insurance product range is divided into three specific areas of interest.
Road risks insurance is a specifically designed motor insurance product tailored to the needs of the motor trade industry. The policy provides motor insurance in respect of customers, third-party and policyholders vehicles whilst being used in connection with the motor trade business. It also provides for social, domestic and pleasure use of the policyholders vehicles for specified drivers under contract. The drivers may be named on the policy or it may be a class of driver such as "employees of the insured".
Broadly speaking motor trade liability insurance may be separated into three distinct areas.
Public Liability Insurance - protects the insured in respect of their legal liability for loss or damage to the party property or persons arising out of the motor trade business. As described in the business description of the policy. It does not automatically provide cover in respect of goods or services sold and supplied.
Sales and Service Indemnity also defective workmanship, this is a third-party liability insurance that protects the insured against their legal liability for claims arising out of products and services sold or supplied in connection with the business.
Employers Liability Insurance - protects the insured in respect of their legal liability arising out of injury or damage sustained by employees during the course of their employment. A legal requirement for all businesses and individuals who employee people.
The motor trade combined insurance product, has been developed to fulfil the need of the professional motor trade that requires a suite of cover is to protect a wide range of risks.
In addition to motor trade Road risks and combined liability insurances, the policy may also include cover in respect of;
Material Damage - insurance to protect against losses arising from loss or damage to material property and will include such items as buildings, stock, machinery and plant, motor vehicles, business money and goods in transit.
Business Interruption - protects the insured against reduction in turnover and loss of profits, arising from disruption to the business as a result of an insured event under the material damage section. For example, the premises closed following a fire or significant theft claim.
Engineering Inspection - a periodical inspection service undertaken by qualified engineers to meet the insured requirement for statutory inspection of plant and equipment as prescribed. Additional insurance, may also be included in this contract.
the motor trade insurance team at Blackfriars Insurance Brokers Ltd has many years experience in the arrangement of motor trade cover in the United Kingdom. We are on hand to provide a fast and competitive quotation service and are able to assist you in better understanding the cover is the you may require. Team is always pleased to hear from you, and we will arrange a site visit with you if you feel this would be beneficial.
With four offices across the United Kingdom, Manchester, Cheshire, Essex and Kent, Blackfriars is well placed to look after your business.